Second-To-Die Policy in Brandon and Riverview, FL

Ensure the Future of Your Estate

Between physical assets and financial successes, there are many things that married couples share. Charles D. Talley Jr. Insurance Inc. knows that couples today can easily accumulate wealth in the millions, which means hefty estate taxes in the event of either spouse’s passing. A Second-to-Die policy, also known as Survivorship Insurance, is a type of joint insurance that covers the lives of two people, usually married couples, where the death benefit is not paid until the death of the second insured person.

Under federal tax law, you are permitted to leave an unlimited amount of personal assets to the surviving spouse, allowing you to postpone estate taxes until the death of the second spouse. While this lets you keep personal assets, such as home or business, within the family, it also means that your beneficiaries may be faced with paying a large estate tax after your passing.

A Second-to-Die policy from Charles D. Talley Jr. Insurance Inc. gives your beneficiaries the means to pay off your estate taxes without having to liquidate the personal assets you have worked hard to attain. And because the policy insures more than one person, you will also enjoy a lower premium, and the total cost of the insurance will be cheaper than the estate taxes your beneficiaries will be liable to pay.

Due to the specialized nature of Second-to-Die insurance, some limitations may apply. It is important to discuss your options with an insurance specialist from Charles D. Talley Jr. Insurance Inc. to determine the right amount coverage for you and your family.
 

Charles D. Talley Jr. Insurance Inc.

1335 Oakfield Dr.

Brandon, FL 33511

Main office: 813-685-9393
Toll free: 855-222-4825
Fax: 813-643-9556

Office Hours:

Mon: 8:00 AM - 5:00 PM
Tues: 8:00 AM - 5:00 PM
Wed: 8:00 AM - 5:00 PM
Thurs: 8:00 AM - 5:00 PM
Fri: 8:00 AM - 5:00 PM
Sat: Closed
Sun: Closed

Our Providers

Testimonials

I thoroughly enjoyed my experience working with the team at Charles D. Talley Jr. Insurance Inc. Their professionalism and passion for what they do shines through in their quality of service. When it comes to obtaining the best coverage for a business in Florida, I’d look no further than Charles D. Talley Jr. Insurance Inc. The team works hard to provide their clients with the proper risk information and always take that extra step to ensure that their clients get the best possible coverage at the best price!
Stephen Trevathan
Great customer service and great prices! The agent was friendly and knowledgeable. AND they helped me save a ton of money on my auto insurance.
Andrea Goulet
AMAZING!!!!!! I highly suggest this insurance company! Adam is an absolute doll... very professional and polite. Saved my husband and I $150 a month on our car insurance with a better policy. Also we use them for our homeowners Insurance and wouldn't have it any other way. It is a family owned and operated company that has been in Brandon, FL. forever! You would be doing yourself a favor by stopping by and getting a quote. Keep up the great work, a very loyal happy customer - Tara Burley
Tara Burley
I've been working with Adam Talley for over a year now for my home owner's insurance, and couldn't be happier with my experience. They are very professional, and very helpful. They have my full recommendation.
Ryan Cizmarik
Great customer service. The staff treats you like family.
Johan Bos
Adam Talley helped me secure my initial policy for my home and has since recommended flood insurance to assure the safety of my home and loved ones! Better safe than sorry!
Alicia Waldon
This company provides something that is becoming more and more rare, consideration for the customer and grade A service. They took the time to explain the coverage I was purchasing so that I could be sure all of my needs would be covered. They also offer various types of coverage (i.e. home, auto, and life), so it is a one stop shop for insurance. All in all, I feel that I received the best value while keeping my insurance cost low.
Holly G.